Required Nebraska Insurance Coverage ResponsibilityMotorists in the Cornhusker State are required to be financially responsible for any property damage and/or bodily injury caused to a third party as a result of a traffic accident. Drivers in NE have a few ways to choose from in order to be in compliance with the state's financial responsibility laws. A motorist may obtain a cash bond in the amount of $75,000 by submitting a certified check, bank draft, or money order in said amount. Certain vehicle owners may be able to provide a certificate of self insurance, but to qualify a person must own more than twenty-five cars.Although these options exist, the majority of motorists in the state choose to what is considered by many as the most practical way of complying with the law and purchasing a nebraska auto insurance policy. Not many drivers have the luxury of being able to deposit $75,000 or own twenty-five automobiles. In order to be in compliance, a policy must be purchased from a licensed insurer and contain liability coverage with limits of no less than $25,000 for the bodily injury of one person per accident, $50,000 for the bodily injury of two or more people per accident and $25,000 for property damage per accident.

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