As a condition to being allowed to operate an automobile, motorists must be financially responsible for the damages that they may cause as a result of driving a motor vehicle. This does not necessarily mean that drivers must purchase car insurance coverage, but to many this is the preferred method of being in compliance. The reason for this is that some of the other methods to comply with the state's requirements can be somewhat unaffordable to many residents.Rather than purchase an automobile coverage a driver can file a certificate of insurance, a bond, or a Certificate of Deposit of money or securities in the amount of $25,000, deposited with the State Treasurer. As one may imagine, not every driver has the option to deposit such a large amount with the state and may need to purchase a wyoming auto insurance policy from a licensed insurer. Motorists who choose to comply with state laws are required to obtain policies with liability limits of no less than $25,000 for bodily injury or death to one person, $50,000 for bodily injury or death to two or more people and $20,000 for the property damage of others. Higher liability limits can be purchased at an additional premium.
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