The financial impact of being involved in an accident can be significant, especially for the at-fault driver. indiana motorists are required to carry liability insurance in addition to uninsured/underinsured motorist coverage to retain financial responsibility while driving in the Hoosier State. Because accidents have the potential to be very serious, it is important to be prepared for a variety of situations. The minimum liability limits that are required of IN motorists may not cover more severe accidents, while damages to the insureds own automobile may not be covered unless additional protection is purchased. Staying adequately insured in the Hoosier State generally requires a small amount of research, but online utilities can help make shopping more efficient.
Bodily injury and property damage liability with minimum limits of 25/50/10 are required in IN to pay for injuries and damage to others as the result of the policyholders own negligence while operating a motor vehicle. Residents are encouraged to compare Indiana auto insurance policies that include higher minimum limits because basic liability coverage only covers up to the policy threshold. Damages or bodily injuries that exceed the policy limits will likely be paid out of the motorists pocket, which has the potential to become costly. Drivers can choose to purchase a plan that includes higher limits, and often these policies cost only a few extra premium dollars.
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