Numerous concerns occur when litigants file claims following automobile accidents. In many instances, lawsuit loans and settlement loans are available to assist litigants with the initial financial impact of attorney's fees, medical expenses, etc. Many disputes deal with so-called "MIST" (i.e., minor impact soft tissue) injuries. The issue arises when an insurance carrier asserts that the plaintiff could not have sustained injury due to the low speed at which the actual impact occurred.

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