Funding lawsuit is more commonly known as lawsuit advance or pre-settlement funding. It is not a loan; instead it is a cash advance on the expected reward to the victim whether the suit ends in a settlement or a court judgment. It does not require the checking of the applicant's credit score or employment status and there are no up-front fees or monthly payments. If it happens that the victim loses the case, there is no obligation to repay the cash advanced. All risk is solely carried by the funding company and not the plaintiff.

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