It's also a sad truth that with vehicle costs going through the roof, drivers at fault and insurance companies, will do whatever they can to avoid paying out for a claim, whether in whole or in part. Which means that you need to be prepared more than ever before for a potentially difficult claim. The sad reality is that many drivers that are clearly at fault will deny liability or be advised to do so by his or her insurer, even in circumstances when it was clearly their fault.

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