It happens! You're visiting a friend or a relative and you take a nasty fall and hurt yourself. This is when the question of liability arises and you, as the injured party, wonder if you can recover the costs associated with your injuries from the homeowner or renter. Although you may be hesitant to pursue a claim against a homeowner or renter, especially if that person is a friend or family member, it is important to know that the majority of the time their insurance company is responsible for handling and paying out the claim. Below are the general questions that I get when someone injures themselves as a guest at somebody's home.

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