The state of Florida is known for its mandatory No Fault Insurance, also known as personal injury protection (PIP) Insurance, which covers Florida drivers up to the limits of their insurance policy regardless of fault. This insurance plan covers a driver's children, members of their household and other certain passengers who lack PIP Insurance as long as they do not own a vehicle. As a result of some heavy-duty lobbying, the Florida Senate recently passed several reforms to the state's No Fault Insurance.

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