Most states require car owners to carry liability Insurance to cover any claims arising from auto accidents. Except in states with no-fault insurance, you can recover damages from a person who has caused an accident through negligence (carelessness). Driving while intoxicated is evidence for negligence. A driver may be negligent without violating a law but if you ever bump into a violation on your part or the other party, it would be best to seek legal advice from an insurance Defense attorney.

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