Claimants who are bound to receive large sums of money often the defendant or the lawyer for the plaintiff checks with a financial planner to cooperate on a settlement. This leads to the payment settled over time rather than to pay a large amount upfront. This mode of payment is deemed as structured settlement, which guarantees that future payments be made when one annuity or more is purchased. Both parties get to choose how h payments are to be made, so settlement can be given annually, or every few years with lump sums.

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