For many people it is a great idea to purchase structured settlements instead of agreeing to a lump sum payment. These settlements are signed after the defendants accept their fault and are either ordered by the court to pay the claimants compensation or agree to such an arrangement in an out of court settlement. There are two types of compensation available with the first one in the form of a lump sum payment and the second one comprising of regular installments stretched over years or the life time of a person.

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