Legislation was passed in 1987 and 1999 making it against the law for residents of the Natural State to drive an automobile without the proper coverage in place. All motor vehicles cannot be driven unless covered by a liability car insurance policy that meets the minimum state requirements. Policies must consist of liability coverage in amounts of no less than $25,000 for the bodily injury or death of one person per accident, $50,000 for the bodily injury or death of two or more people per accident and $25,000 for property damage.Motorists may want to note that arkansas auto insurance policies that contain only liability coverage will not pay for any injuries or damages that are sustained by the policyholders. These injuries or damages are covered if involved in an accident with an insured motorist who was at-fault, up to their policy limits, or if additional protection is purchased. Fortunately for drivers, there are several additional types of coverages offered by insurers that will cover a wide range of potential losses that can arise while owning an automobile. Motorists may want to familiarize themselves with the available products to help ensure that they are properly insured and help avoid having to pay for the expenses that follow an accident.
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