Automobile Accidents Oregon Insurance
In oregon there are an estimated 4,086,000 vehicles registered with the state Department of Motor Vehicles and roughly 2,842,000 licensed drivers, but there were also over 44,090 car crashes in 2010. automobile collisions are simply one of the many reasons why motorists in the Beaver State are required to carry Bodily Injury liability (BI), Property Damage liability (PD), Personal Injury Protection (PIP) as well as Uninsured Motorist Coverage. Residents should know, however, that filing a claim can often have an impact on a driver’s premium, and sometimes the basic coverage thresholds required by the state may not be enough to cover potentially serious accidents.

A helpful way to avoid paying for costly repairs after an at-fault collision often involves purchasing Oregon car insurance with sufficient levels of coverage, or making adjustments to an existing policy. As many residents know, the severity of an accident can range from inconsequential to financially devastating. If a motorist is at-fault for an incident where the amount of property damage exceeds their liability limits, the driver in question may end up paying the remaining expenses entirely out-of-pocket. To avoid these potential situations, OR motorists are frequently encouraged to improve their liability limits for only a few extra premium dollars. Striving to avoid accidents altogether, however, may be an even better way to keep coverage costs low.

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