Penalties InsuranceIn some states getting auto insurance in optional, but not in GA. In recent times the Peach State has gone to great lengths to ensure that everyone within it's borders is covered and unless a motorist wants to receive a fine they should seek out a provider and stay insured. However, before choosing an automobile policy, motorists should be aware of the minimal state requirements. In Georgia, motorists must have at least ,000 Bodily Injury Liability coverage per person and ,000 per accident. Additionally, they must have at least ,000 for Property Damage. To ensure that these requirements are met, and that a motorist is operating their vehicle with the proper policy, the state of GA has created a computerized database which allows police officers to check the coverage status of an automobile. With the simple click of a button, a law enforcement officer can determine whether or not a driver is properly protected. If a motorist goes more than ten consecutive days without the proper coverage then there may be serious consequences, including fines or jail time. Having such requirements and an efficient way of enforcing them does not mean that Georgia's citizens won't be able to get adequate and affordable coverage. Motorists should take some serious consideration into finding a policy that is not only affordable, but also offers the coverage that is right for them and can offer the proper protection. An excellent way to begin searching for auto insurance in Georgia is by getting numerous quotes from various companies to ensure the lowest rates are found and taking advantage of any savings that may be available.