personal injury at work has settled, it is then assessed by a work cover approved doctor. What happens during this medical is that a percentage of impairment is given by this particular doctor. This percentage will help work cover determine a lump sum payment to be offered to you. The percentage of impairment is only this one particular doctors' opinion and even if they give you 0% you may still be entitled to a lump sum payment. Once a decision regarding lump sum payment is made an offer letter will be sent to you. At this point it is very important to get a second opinion before you sign or accept any offer.
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