The last thing any person expects when he or she leaves home for work or school is to become involved in an accident. We may like to think that automobile wrecks and serious injuries can happen to anybody but ourselves, but the truth is there is always a chance you may experience an accident that leads you to check into the emergency room. Whether your hospital visit lasts a few hours or a few days, you will eventually deal with your insurance company and make sure all paperwork and information is in order so that your bills are paid.

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