A settlement demand letter should be written and delivered to an insurance company when you are ready to release any rights against the at fault party, in exchange for award of money (what you are demanding). Although your settlement demand is nothing more than a letter describing your accident, injuries, and the effect the injuries (not the accident) had on your life, it can be the key piece of documentation that makes or breaks your claim. As a matter of fact, the settlement demand letter is not a letter, it's a package.

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